/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--zf09c3-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--zf09c3-ink, #111); background: var(--zf09c3-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--zf09c3-font-display, var(--zf09c3-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--zf09c3-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --zf09c3-primary: #0B1F3A;
  --zf09c3-secondary: #1565D8;
  --zf09c3-accent: #1565D8;
  --zf09c3-ink: #0B1F3A;
  --zf09c3-slate: #4B5563;
  --zf09c3-mist: #9AA7BC;
  --zf09c3-border: #D6DEE8;
  --zf09c3-surface: #F6F8FC;
  --zf09c3-bg: #FFFFFF;
  --zf09c3-text: #111827;
  --zf09c3-font: Georgia, Cambria, 'Times New Roman', serif;
  --zf09c3-font-display: 'Hoefler Text', 'Baskerville Old Face', Garamond, Georgia, serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--zf09c3-border, #e5e7eb); background: var(--zf09c3-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ui="cookie-banner"] a { text-decoration: underline; }
[data-consent-action], [data-age-gate-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--zf09c3-border, #d1d5db); background: transparent; color: var(--zf09c3-ink, #111); }
[data-consent-action="accept-all"], [data-consent-action="save"], [data-age-gate-action="confirm"] { background: var(--zf09c3-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-action="reject-all"] { background: var(--zf09c3-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-panel] { margin-top: 1rem; border: 1px solid var(--zf09c3-border, #e5e7eb); background: var(--zf09c3-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-consent-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--zf09c3-surface, #1a1a2e); color: var(--zf09c3-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-age-gate-action] { padding: .75rem 1.5rem; }

/* sections */
/* zf09c3:header */
/* zf09c3:header */
#header.site-header{--h:64px;position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:none;border-bottom:1px solid var(--zf09c3-border);}
#header .skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;}
#header .skip-link:focus{left:16px;top:12px;width:auto;height:auto;padding:10px 12px;background:var(--zf09c3-bg);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);box-shadow:0 10px 30px rgba(11,31,58,.12);color:var(--zf09c3-text);font-family:var(--zf09c3-font);font-size:14px;}
#header .header-wrap{max-width:1120px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 16px;min-height:calc(var(--h) + 0px);}
#header .brand-link{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--zf09c3-ink);}
#header .brand-mark{width:38px;height:38px;border-radius:12px;background:var(--zf09c3-primary);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--zf09c3-font-display);font-weight:800;letter-spacing:-.02em;box-shadow:0 10px 24px rgba(11,31,58,.18);}
#header .brand-text{display:flex;flex-direction:column;line-height:1.1;}
#header .brand-name{font-family:var(--zf09c3-font-display);font-weight:900;letter-spacing:-.02em;font-size:18px;}
#header .brand-tag{font-family:var(--zf09c3-font);color:var(--zf09c3-slate);font-size:12.5px;margin-top:3px;white-space:nowrap;}
#header .primary-nav{display:flex;align-items:center;gap:16px;}
#header .menu-toggle{display:none;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);color:var(--zf09c3-text);border-radius:var(--zf09c3-radius-sm,8px);padding:10px 12px;font-size:14px;font-family:var(--zf09c3-font);cursor:pointer;}
#header .menu-toggle:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:2px;}
#header .nav-links{display:flex;align-items:center;gap:10px;}
#header .nav-link{font-family:var(--zf09c3-font);font-size:14px;color:var(--zf09c3-slate);text-decoration:none;border-radius:10px;padding:10px 10px;}
#header .nav-link:hover{color:var(--zf09c3-ink);background:rgba(246,248,252,.9);}
#header .nav-link:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:2px;color:var(--zf09c3-ink);}
#header .nav-link-cta{color:var(--zf09c3-ink);background:rgba(21,101,216,.10);border:1px solid rgba(21,101,216,.22);}
#header .nav-link-cta:hover{background:rgba(21,101,216,.14);}
#header .header-cta{display:block;}
#header .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--zf09c3-radius-md,12px);padding:12px 14px;text-decoration:none;font-family:var(--zf09c3-font);font-weight:700;font-size:14px;cursor:pointer;}
#header .btn-primary{background:var(--zf09c3-primary);color:#fff;border:1px solid var(--zf09c3-primary);box-shadow:0 10px 24px rgba(11,31,58,.18);}
#header .btn-primary:hover{background:#0a1a2f;}
#header .btn-primary:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;}
#header .btn-primary:active{transform:translateY(1px);}

@media (max-width: 980px){#header .header-wrap{gap:12px;}#header .brand-tag{display:none;}#header .nav-links{display:none;}#header .menu-toggle{display:inline-flex;}#header .header-cta{display:none;}#header .nav-links{position:absolute;left:16px;right:16px;top:calc(var(--h) + 10px);background:var(--zf09c3-bg);border:1px solid var(--zf09c3-border);border-radius:16px;padding:10px;box-shadow:0 18px 50px rgba(11,31,58,.14);flex-direction:column;align-items:stretch;gap:2px;}
#header .nav-links[aria-hidden="true"],#header .nav-links{visibility:visible;opacity:1;transform:none;}
#header .nav-links{display:none;}
#header[data-menu-open="true"] .nav-links{display:flex;}
}
@media (prefers-reduced-motion: reduce){#header .btn-primary:hover,#header .nav-link:hover{transition:none;}}
#header ::selection{background:rgba(21,101,216,.22);}

/* zf09c3:footer */
/* zf09c3:footer */
#footer.footer-section{--pad:clamp(18px,3vw,28px);background:var(--zf09c3-surface);color:var(--zf09c3-ink);border-top:1px solid var(--zf09c3-border)}
#footer.footer-section .footer-inner{max-width:1120px;margin:0 auto;padding:var(--pad)}
#footer.footer-section .footer-top{display:flex;gap:24px;align-items:flex-start;justify-content:space-between}
#footer.footer-section .footer-brand{min-width:260px;max-width:360px}
#footer.footer-section .footer-logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--zf09c3-ink)}
#footer.footer-section .footer-logo-mark{width:34px;height:34px;border-radius:var(--radius-md,12px);border:1px solid var(--zf09c3-border);display:inline-flex;align-items:center;justify-content:center;background:var(--zf09c3-bg);font-family:var(--zf09c3-font-display);font-weight:700}
#footer.footer-section .footer-logo-text{font-family:var(--zf09c3-font-display);font-weight:800;letter-spacing:-0.02em;font-size:20px;line-height:1}
#footer.footer-section .footer-tagline{margin:12px 0 0;font-family:var(--zf09c3-font);color:var(--zf09c3-text);font-size:14px;line-height:1.55}
#footer.footer-section .footer-address{margin-top:14px;font-style:normal}
#footer.footer-section .footer-address-line{margin-top:6px;font-size:13px;line-height:1.5;color:var(--zf09c3-text)}
#footer.footer-section .footer-columns{flex:1;display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:18px;align-items:start}
#footer.footer-section .footer-heading{margin:0 0 10px;font-size:14px;font-weight:800;letter-spacing:-0.01em;text-transform:none;color:var(--zf09c3-ink)}
#footer.footer-section .footer-list{list-style:none;margin:0;padding:0}
#footer.footer-section .footer-list li{margin:8px 0}
#footer.footer-section .footer-link{color:var(--zf09c3-ink);text-decoration:underline;text-decoration-color:rgba(21,101,216,.35);text-underline-offset:3px}
#footer.footer-section .footer-link:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;border-radius:6px}
#footer.footer-section .footer-copy{margin:10px 0 0;font-size:13px;line-height:1.6;color:var(--zf09c3-text)}
#footer.footer-section .footer-list-inline{display:flex;flex-direction:column}
#footer.footer-section .age-badge{display:flex;align-items:center;gap:10px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);border-radius:var(--radius-md,12px);padding:10px 12px}
#footer.footer-section .age-badge-icon{display:inline-flex;align-items:center;justify-content:center;min-width:46px;height:28px;border-radius:999px;background:var(--zf09c3-primary);color:var(--zf09c3-bg);font-weight:900;font-size:12px;letter-spacing:.02em}
#footer.footer-section .age-badge-text{font-size:13px;color:var(--zf09c3-text)}
#footer.footer-section .footer-regulator{margin-top:12px;padding-top:12px;border-top:1px dashed var(--zf09c3-border)}
#footer.footer-section .footer-regulator-label{font-size:12px;color:var(--zf09c3-slate);margin-bottom:8px}
#footer.footer-section .footer-bottom{margin-top:22px;padding-top:16px;border-top:1px solid var(--zf09c3-border);display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap}
#footer.footer-section .footer-legal{font-size:12.5px;color:var(--zf09c3-slate)}
#footer.footer-section ::selection{background:rgba(21,101,216,.18)}
@media (max-width:980px){#footer.footer-section .footer-top{flex-direction:column}#footer.footer-section .footer-columns{grid-template-columns:1fr;gap:14px}#footer.footer-section .footer-brand{max-width:none}}
@media (prefers-reduced-motion:reduce){#footer.footer-section *{scroll-behavior:auto}}

/* zf09c3:hero */
/* zf09c3:hero */
#hero.hero{--r:var(--zf09c3-radius-lg,16px);--ink:var(--zf09c3-ink);--primary:var(--zf09c3-primary);--secondary:var(--zf09c3-secondary);--slate:var(--zf09c3-slate);--mist:var(--zf09c3-mist);--border:var(--zf09c3-border);--surface:var(--zf09c3-surface);--bg:var(--zf09c3-bg);padding:28px 18px 34px;margin:0;background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);}
#hero .hero-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start;}
#hero .hero-copy{padding:10px 4px 0 2px;}
#hero .hero-eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--zf09c3-border);border-radius:999px;background:rgba(21,101,216,.06);color:var(--zf09c3-primary);font-weight:700;letter-spacing:.02em;font-size:13px;}
#hero .hero-title{margin:14px 0 12px;font-size:44px;line-height:1.06;letter-spacing:-.02em;color:var(--zf09c3-ink);font-weight:800;text-wrap:balance;}
#hero .hero-lede{margin:0 0 18px;max-width:58ch;font-size:17px;line-height:1.7;color:var(--zf09c3-text);}
#hero .hero-cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 16px;}
#hero .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:44px;padding:0 18px;border-radius:12px;border:1px solid transparent;text-decoration:none;font-weight:800;letter-spacing:.01em;font-size:15px;transition:transform .12s ease, background-color .12s ease, border-color .12s ease, color .12s ease;}
#hero .btn:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:2px;}
#hero .btn:active{transform:translateY(1px);}
#hero .btn-primary{background:var(--zf09c3-secondary);border-color:var(--zf09c3-secondary);color:#fff;}
#hero .btn-primary:hover{background:#114ea9;border-color:#114ea9;}
#hero .btn-ghost{background:#fff;border-color:var(--zf09c3-border);color:var(--zf09c3-primary);}
#hero .btn-ghost:hover{background:var(--zf09c3-surface);border-color:#c5d3e8;}
#hero .hero-trust{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:10px;}
#hero .trust-item{position:relative;padding-left:18px;font-size:15px;line-height:1.5;color:var(--zf09c3-text);}
#hero .trust-item::before{content:"";position:absolute;left:0;top:.55em;width:10px;height:10px;border-radius:3px;background:rgba(21,101,216,.16);border:1px solid rgba(21,101,216,.35);}
#hero .hero-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px;}
#hero .meta-pill{padding:10px 12px;border:1px solid var(--zf09c3-border);border-radius:999px;background:#fff;color:var(--zf09c3-primary);font-weight:700;font-size:13px;}

#hero .hero-visual{padding:6px 0 0;}
#hero .visual-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:16px;box-shadow:0 10px 26px rgba(11,31,58,.06);padding:18px 18px 16px;}
#hero .visual-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px;}
#hero .visual-badge{background:rgba(21,101,216,.10);border:1px solid rgba(21,101,216,.22);color:var(--zf09c3-primary);font-weight:900;font-size:13px;padding:8px 10px;border-radius:12px;}
#hero .visual-spark{width:32px;height:32px;border-radius:12px;background:rgba(11,31,58,.06);border:1px solid rgba(11,31,58,.10);}
#hero .visual-body{display:grid;gap:14px;}
#hero .bar-group{display:grid;gap:12px;}
#hero .bar-row{display:grid;grid-template-columns:90px 1fr;gap:12px;align-items:center;}
#hero .bar-label{font-weight:900;color:var(--zf09c3-slate);font-size:13px;}
#hero .bar{height:10px;border-radius:999px;background:#e9eff8;border:1px solid rgba(214,222,232,.9);overflow:hidden;}
#hero .bar span{display:block;height:100%;background:var(--zf09c3-secondary);border-radius:999px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.18);}
#hero .roadmap{border:1px solid var(--zf09c3-border);background:#fff;border-radius:14px;padding:12px;}
#hero .roadmap-title{font-weight:1000;color:var(--zf09c3-ink);font-size:14px;margin-bottom:10px;}
#hero .roadmap-item{display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid rgba(214,222,232,.7);}
#hero .roadmap-item:first-of-type{border-top:0;}
#hero .dot{width:10px;height:10px;border-radius:3px;margin-top:5px;background:rgba(21,101,216,.18);border:1px solid rgba(21,101,216,.35);flex:0 0 auto;}
#hero .roadmap-text{font-size:14px;line-height:1.4;color:var(--zf09c3-text);font-weight:750;}
#hero .visual-bottom{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px;padding-top:14px;border-top:1px solid rgba(214,222,232,.9);}
#hero .stat{padding:10px 10px;border-radius:12px;background:rgba(21,101,216,.04);border:1px solid rgba(21,101,216,.14);}
#hero .stat-number{font-weight:1000;color:var(--zf09c3-ink);font-size:15px;}
#hero .stat-label{margin-top:4px;color:var(--zf09c3-slate);font-size:12.5px;font-weight:800;line-height:1.3;}
#hero .hero-section-divider{max-width:1120px;margin:22px auto 0;height:1px;background:linear-gradient(90deg, rgba(214,222,232,0), rgba(214,222,232,1), rgba(214,222,232,0));}

@media (max-width: 980px){#hero .hero-inner{grid-template-columns:1fr;gap:18px;}#hero .hero-title{font-size:38px;}#hero .hero-visual{order:2;}}
@media (max-width: 520px){#hero{padding:22px 14px 28px;}#hero .hero-title{font-size:32px;}#hero .btn{height:42px;border-radius:12px;}#hero .visual-bottom{grid-template-columns:1fr;}}
@media (prefers-reduced-motion: reduce){#hero .btn{transition:none;}}
#hero ::selection{background:rgba(21,101,216,.22);color:var(--zf09c3-ink);}
/* zf09c3:how-it-works */
/* zf09c3:how-it-works */

#how-it-works.how-it-works{background:var(--zf09c3-bg);color:var(--zf09c3-text);padding:48px 0 56px;}
#how-it-works .how-it-works__inner{max-width:1100px;margin:0 auto;padding:0 20px;}
#how-it-works .how-it-works__header{max-width:760px;margin-bottom:26px;}
#how-it-works .how-it-works__kicker{margin:0 0 10px;font-family:var(--zf09c3-font);letter-spacing:.06em;text-transform:uppercase;color:var(--zf09c3-secondary);font-weight:700;font-size:12px;}
#how-it-works .how-it-works__title{margin:0 0 12px;font-family:var(--zf09c3-font-display, var(--zf09c3-font));font-size:34px;line-height:1.15;letter-spacing:-.02em;text-wrap:balance;}
#how-it-works .how-it-works__lead{margin:0;font-size:16px;line-height:1.7;color:color-mix(in srgb, var(--zf09c3-text) 88%, var(--zf09c3-slate) 12%);}

#how-it-works .how-it-works__steps{list-style:none;margin:22px 0 0;padding:0;display:flex;flex-direction:column;gap:14px;}
#how-it-works .step{display:grid;grid-template-columns:56px 1fr;gap:14px;align-items:start;background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md, 12px);padding:18px 18px 16px;position:relative;}
#how-it-works .step::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;border-top-left-radius:var(--zf09c3-radius-md, 12px);border-bottom-left-radius:var(--zf09c3-radius-md, 12px);background:var(--zf09c3-secondary);opacity:.95;}
#how-it-works .step__marker{width:44px;height:44px;border-radius:14px;background:color-mix(in srgb, var(--zf09c3-surface) 60%, var(--zf09c3-secondary) 40%);border:1px solid color-mix(in srgb, var(--zf09c3-secondary) 40%, var(--zf09c3-border) 60%);display:flex;align-items:center;justify-content:center;font-weight:800;color:var(--zf09c3-primary);font-family:var(--zf09c3-font-display, var(--zf09c3-font));font-size:18px;box-shadow:0 10px 22px color-mix(in srgb, var(--zf09c3-secondary) 18%, transparent 82%);}
#how-it-works .step__body{padding-left:2px;}
#how-it-works .step__title{margin:0 0 8px;font-size:18px;line-height:1.35;font-weight:800;color:var(--zf09c3-ink, var(--zf09c3-primary));}
#how-it-works .step__text{margin:0 0 12px;font-size:15px;line-height:1.7;color:color-mix(in srgb, var(--zf09c3-text) 86%, var(--zf09c3-slate) 14%);}
#how-it-works .step__list{margin:0;padding:0 0 0 18px;display:flex;flex-direction:column;gap:6px;}
#how-it-works .step__list li{font-size:14px;line-height:1.6;color:color-mix(in srgb, var(--zf09c3-text) 85%, var(--zf09c3-slate) 15%);}

#how-it-works .how-it-works__cta{margin-top:22px;}
#how-it-works .cta-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-lg, 16px);padding:18px;display:flex;gap:16px;align-items:flex-start;justify-content:space-between;}
#how-it-works .cta-card__text{max-width:560px;}
#how-it-works .cta-card__title{margin:0 0 8px;font-size:18px;line-height:1.35;font-weight:900;color:var(--zf09c3-primary);}
#how-it-works .cta-card__desc{margin:0;font-size:15px;line-height:1.7;color:color-mix(in srgb, var(--zf09c3-text) 86%, var(--zf09c3-slate) 14%);}
#how-it-works .cta-card__actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end;}

#how-it-works .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 14px;border-radius:var(--zf09c3-radius-md, 12px);font-weight:800;text-decoration:none;border:1px solid transparent;transition:background-color .2s ease,border-color .2s ease,transform .08s ease;white-space:nowrap;}
#how-it-works .btn:focus-visible{outline:3px solid color-mix(in srgb, var(--zf09c3-secondary) 45%, var(--zf09c3-bg) 55%);outline-offset:3px;}
#how-it-works .btn:active{transform:translateY(1px);}
#how-it-works .btn--primary{background:var(--zf09c3-secondary);color:var(--zf09c3-bg);border-color:color-mix(in srgb, var(--zf09c3-secondary) 85%, var(--zf09c3-border) 15%);}
#how-it-works .btn--primary:hover{background:color-mix(in srgb, var(--zf09c3-secondary) 88%, var(--zf09c3-primary) 12%);}
#how-it-works .btn--secondary{background:var(--zf09c3-bg);color:var(--zf09c3-primary);border-color:color-mix(in srgb, var(--zf09c3-secondary) 55%, var(--zf09c3-border) 45%);}
#how-it-works .btn--secondary:hover{background:color-mix(in srgb, var(--zf09c3-surface) 70%, var(--zf09c3-secondary) 30%);}

#how-it-works .how-it-works__fineprint{margin:10px 2px 0;font-size:13px;line-height:1.6;color:var(--zf09c3-slate);}

#how-it-works ::selection{background:color-mix(in srgb, var(--zf09c3-secondary) 35%, var(--zf09c3-bg) 65%);color:var(--zf09c3-primary);}

@media (max-width: 860px){
  #how-it-works .how-it-works__title{font-size:30px;}
  #how-it-works .cta-card{flex-direction:column;}
  #how-it-works .cta-card__actions{justify-content:flex-start;}
}
@media (max-width: 560px){
  #how-it-works{padding:40px 0 48px;}
  #how-it-works .step{grid-template-columns:50px 1fr;padding:16px 14px 14px;}
  #how-it-works .step__marker{width:40px;height:40px;border-radius:13px;}
  #how-it-works .how-it-works__title{font-size:26px;}
}

@media (prefers-reduced-motion: reduce){
  #how-it-works .btn{transition:none;}
}

/* zf09c3:ai-roadmap */
/* zf09c3:ai-roadmap */
#ai-roadmap{--r:16px;--r2:12px;--r3:8px;--shadow: 0 10px 30px rgba(11,31,58,.08);padding:48px 0;background:var(--zf09c3-bg);color:var(--zf09c3-text);}
#ai-roadmap .ai-roadmap__container{max-width:1120px;margin:0 auto;padding:0 18px;}
#ai-roadmap .ai-roadmap__intro{max-width:720px;margin-bottom:22px;}
#ai-roadmap .ai-roadmap__eyebrow{margin:0 0 10px;letter-spacing:.02em;color:var(--zf09c3-secondary);font-weight:700;font-size:13px;text-transform:uppercase;}
#ai-roadmap .ai-roadmap__title{margin:0 0 12px;font-family:var(--zf09c3-font-display);font-weight:800;letter-spacing:-.02em;line-height:1.08;font-size:40px;text-wrap:balance;}
#ai-roadmap .ai-roadmap__lead{margin:0;color:var(--zf09c3-slate);font-size:16px;line-height:1.6;max-width:66ch;}

#ai-roadmap .ai-roadmap__mock-wrap{display:grid;grid-template-columns: 1.35fr .65fr;gap:18px;align-items:start;}
#ai-roadmap .ai-roadmap__mock{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden;}
#ai-roadmap .ai-roadmap__mock-header{padding:18px 18px 14px;border-bottom:1px solid var(--zf09c3-border);display:flex;justify-content:space-between;gap:12px;align-items:flex-start;}
#ai-roadmap .ai-roadmap__mock-title{font-weight:900;letter-spacing:-.01em;color:var(--zf09c3-ink);font-size:18px;}
#ai-roadmap .ai-roadmap__mock-meta{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end;}
#ai-roadmap .ai-roadmap__pill{display:inline-flex;align-items:center;border:1px solid var(--zf09c3-border);background:rgba(21,101,216,.05);color:var(--zf09c3-ink);padding:8px 10px;border-radius:999px;font-size:12.5px;font-weight:700;}

#ai-roadmap .ai-roadmap__mock-body{padding:14px 18px 16px;}
#ai-roadmap .ai-roadmap__steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}
#ai-roadmap .ai-roadmap__step{border:1px solid var(--zf09c3-border);background:#fff;border-radius:14px;padding:12px 12px;display:flex;align-items:center;justify-content:space-between;gap:12px;}
#ai-roadmap .ai-roadmap__step-left{display:flex;gap:12px;align-items:flex-start;}
#ai-roadmap .ai-roadmap__step-num{width:34px;height:34px;border-radius:10px;background:rgba(21,101,216,.10);border:1px solid rgba(21,101,216,.25);display:flex;align-items:center;justify-content:center;font-weight:900;color:var(--zf09c3-secondary);font-variant-numeric:tabular-nums;}
#ai-roadmap .ai-roadmap__step-title{font-weight:900;color:var(--zf09c3-ink);letter-spacing:-.01em;margin:0 0 4px;font-size:15.5px;}
#ai-roadmap .ai-roadmap__step-desc{color:var(--zf09c3-slate);font-size:13.5px;line-height:1.45;max-width:52ch;}
#ai-roadmap .ai-roadmap__step-tag{flex:0 0 auto;font-size:12.5px;font-weight:800;color:var(--zf09c3-ink);border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);padding:8px 10px;border-radius:999px;}

#ai-roadmap .ai-roadmap__controls{margin-top:12px;display:grid;grid-template-columns:1fr 1fr;gap:10px;}
#ai-roadmap .ai-roadmap__control{border:1px solid var(--zf09c3-border);border-radius:14px;padding:12px;background:rgba(246,248,252,.75);}
#ai-roadmap .ai-roadmap__control-label{color:var(--zf09c3-slate);font-weight:800;font-size:12.5px;margin-bottom:6px;}
#ai-roadmap .ai-roadmap__control-value{color:var(--zf09c3-ink);font-weight:900;font-size:14.5px;}

#ai-roadmap .ai-roadmap__mock-footer{padding:14px 18px 18px;border-top:1px solid var(--zf09c3-border);display:flex;align-items:flex-end;justify-content:space-between;gap:14px;flex-wrap:wrap;}
#ai-roadmap .ai-roadmap__ghost-link{color:var(--zf09c3-secondary);font-weight:900;text-decoration:none;border-bottom:2px solid rgba(21,101,216,.35);padding-bottom:2px;}
#ai-roadmap .ai-roadmap__ghost-link:hover{border-bottom-color:rgba(21,101,216,.8);}
#ai-roadmap .ai-roadmap__ghost-link:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;border-radius:6px;}
#ai-roadmap .ai-roadmap__disclaimer{color:var(--zf09c3-slate);font-size:12.8px;line-height:1.4;max-width:55ch;}

#ai-roadmap .ai-roadmap__side-notes{display:flex;flex-direction:column;gap:14px;}
#ai-roadmap .note-card{border:1px solid var(--zf09c3-border);border-radius:var(--r);background:#fff;padding:16px;}
#ai-roadmap .note-card--secondary{background:linear-gradient(180deg, rgba(21,101,216,.06), rgba(246,248,252,1));}
#ai-roadmap .note-card__title{margin:0 0 10px;font-size:16px;font-weight:900;color:var(--zf09c3-ink);letter-spacing:-.01em;}
#ai-roadmap .note-card__list{margin:0;padding-left:18px;display:flex;flex-direction:column;gap:8px;color:var(--zf09c3-slate);font-size:13.5px;line-height:1.45;}

#ai-roadmap .ai-roadmap__cta-row{margin-top:22px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--r);padding:18px;display:flex;justify-content:space-between;gap:16px;align-items:center;}
#ai-roadmap .ai-roadmap__cta-title{margin:0 0 8px;font-size:20px;font-weight:950;letter-spacing:-.01em;color:var(--zf09c3-ink);font-family:var(--zf09c3-font-display);}
#ai-roadmap .ai-roadmap__cta-text{margin:0;color:var(--zf09c3-slate);line-height:1.55;max-width:64ch;font-size:14.5px;}
#ai-roadmap .ai-roadmap__cta-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end;}
#ai-roadmap .ai-roadmap__button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:12px;border:1px solid rgba(21,101,216,.35);background:var(--zf09c3-secondary);color:#fff;text-decoration:none;font-weight:950;letter-spacing:-.01em;box-shadow:0 10px 18px rgba(21,101,216,.18);}
#ai-roadmap .ai-roadmap__button:hover{background:#0f4fd0;}
#ai-roadmap .ai-roadmap__button:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;}
#ai-roadmap .ai-roadmap__button--ghost{background:transparent;color:var(--zf09c3-secondary);box-shadow:none;border:2px solid rgba(21,101,216,.55);}
#ai-roadmap .ai-roadmap__button--ghost:hover{background:rgba(21,101,216,.06);}

#ai-roadmap ::selection{background:rgba(21,101,216,.22);}
@media (max-width: 980px){#ai-roadmap .ai-roadmap__mock-wrap{grid-template-columns:1fr;}
#ai-roadmap .ai-roadmap__cta-row{flex-direction:column;align-items:flex-start;}
#ai-roadmap .ai-roadmap__cta-actions{justify-content:flex-start;}}
@media (max-width: 520px){#ai-roadmap .ai-roadmap__title{font-size:32px;}
#ai-roadmap .ai-roadmap__mock-header{flex-direction:column;align-items:flex-start;}
#ai-roadmap .ai-roadmap__controls{grid-template-columns:1fr;}
#ai-roadmap .ai-roadmap__step{flex-direction:column;align-items:flex-start;}
#ai-roadmap .ai-roadmap__mock-footer{align-items:flex-start;}}
@media (prefers-reduced-motion: reduce){#ai-roadmap *{scroll-behavior:auto;transition:none;animation:none;}}
/* zf09c3:skills-governance */
#skills-governance{--sg-bg:var(--zf09c3-bg);--sg-surface:var(--zf09c3-surface);--sg-ink:var(--zf09c3-ink);--sg-muted:var(--zf09c3-slate);--sg-border:var(--zf09c3-border);padding:56px 0;background:var(--sg-bg);color:var(--sg-ink)}
#skills-governance .container{max-width:1120px;margin:0 auto;padding:0 20px}
#skills-governance .section-head{max-width:760px}
#skills-governance .kicker{margin:0 0 12px;font:600 12px/1.2 var(--zf09c3-font-display);letter-spacing:.08em;text-transform:uppercase;color:var(--zf09c3-secondary)}
#skills-governance .title{margin:0 0 14px;font:700 34px/1.15 var(--zf09c3-font-display);letter-spacing:-.02em;text-wrap:balance}
#skills-governance .lede{margin:0;font:400 16px/1.7 var(--zf09c3-font);color:var(--zf09c3-text)}
#skills-governance .mapping{display:grid;grid-template-columns:1.05fr .95fr;gap:26px;align-items:start;margin-top:26px}
#skills-governance .mapping-figure{position:relative;min-height:280px;border:1px solid var(--sg-border);background:linear-gradient(180deg,var(--sg-surface),var(--sg-bg));border-radius:var(--zf09c3-radius-lg,16px);padding:22px 18px;overflow:hidden}
#skills-governance .mapping-node{position:absolute;left:18px;right:18px;max-width:360px;padding:16px 16px;border-radius:var(--zf09c3-radius-md,12px);border:1px solid var(--sg-border);background:var(--sg-bg);box-shadow:0 10px 24px rgba(21,101,216,.08)}
#skills-governance .node-skill{top:26px}
#skills-governance .node-goal{top:112px}
#skills-governance .node-outcome{top:198px}
#skills-governance .node-label{font:600 12px/1.2 var(--zf09c3-font-display);letter-spacing:.06em;text-transform:uppercase;color:var(--zf09c3-secondary)}
#skills-governance .node-value{margin-top:8px;font:700 20px/1.2 var(--zf09c3-font-display)}
#skills-governance .mapping-arrow{position:absolute;left:34px;right:34px;height:18px;border-top:2px solid rgba(21,101,216,.55)}
#skills-governance .mapping-arrow:nth-of-type(1){top:90px}
#skills-governance .mapping-arrow:nth-of-type(2){top:176px}
#skills-governance .mapping-edge{position:absolute;inset:-60px -60px auto auto;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle at 30% 30%, rgba(21,101,216,.18), rgba(21,31,58,.04) 55%, rgba(21,31,58,0) 70%)}
#skills-governance .mapping-content{padding-top:6px}
#skills-governance .subhead{margin:0 0 10px;font:700 22px/1.25 var(--zf09c3-font-display);letter-spacing:-.01em;text-wrap:balance}
#skills-governance .body{margin:0 0 14px;font:400 15px/1.75 var(--zf09c3-font);color:var(--zf09c3-text)}
#skills-governance .checks{list-style:none;margin:0;padding:0}
#skills-governance .checks li{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-bottom:1px dashed rgba(214,222,232,.9)}
#skills-governance .checks li:last-child{border-bottom:0}
#skills-governance .check-icon{flex:0 0 auto;width:22px;height:22px;border-radius:999px;border:1px solid rgba(21,101,216,.35);background:rgba(21,101,216,.10);color:var(--zf09c3-secondary);display:flex;align-items:center;justify-content:center;font-weight:800;line-height:1}
#skills-governance .check-text{font:400 14.5px/1.6 var(--zf09c3-font);color:var(--zf09c3-text)}
#skills-governance .cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
#skills-governance .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:var(--zf09c3-radius-md,12px);font:700 14px/1 var(--zf09c3-font-display);text-decoration:none;transition:transform .12s ease,background-color .12s ease,border-color .12s ease,box-shadow .12s ease,color .12s ease}
#skills-governance .btn.primary{background:var(--zf09c3-secondary);color:#fff;border:1px solid rgba(21,101,216,.5);box-shadow:0 12px 26px rgba(21,101,216,.18)}
#skills-governance .btn.primary:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px}
#skills-governance .btn.primary:hover{transform:translateY(-1px);box-shadow:0 14px 32px rgba(21,101,216,.24)}
#skills-governance .btn.ghost{background:var(--zf09c3-bg);color:var(--zf09c3-primary);border:1px solid var(--zf09c3-border);box-shadow:none}
#skills-governance .btn.ghost:focus-visible{outline:3px solid rgba(11,31,58,.22);outline-offset:3px}
#skills-governance .btn.ghost:hover{background:rgba(246,248,252,.95)}

#skills-governance .permissions{margin-top:40px;border-top:1px solid var(--zf09c3-border);padding-top:34px}
#skills-governance .permissions-head{max-width:820px}
#skills-governance .perm-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:18px}
#skills-governance .perm-card{border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--zf09c3-radius-lg,16px);padding:18px 18px 16px;box-shadow:0 10px 22px rgba(11,31,58,.05)}
#skills-governance .perm-card.wide{grid-column:1 / -1;background:var(--zf09c3-bg)}
#skills-governance .perm-title{margin:0 0 8px;font:800 18px/1.25 var(--zf09c3-font-display);letter-spacing:-.01em}
#skills-governance .perm-body{margin:0 0 12px;font:400 14.5px/1.7 var(--zf09c3-font);color:var(--zf09c3-text)}
#skills-governance .perm-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}
#skills-governance .perm-list li{padding-left:18px;position:relative;font:400 14.25px/1.55 var(--zf09c3-font);color:var(--zf09c3-text)}
#skills-governance .perm-list li:before{content:"";position:absolute;left:0;top:.62em;width:9px;height:2px;background:rgba(21,101,216,.7);border-radius:2px}
#skills-governance .perm-wide-top{max-width:880px}
#skills-governance .audit-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:14px}
#skills-governance .audit-item{border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--zf09c3-radius-md,12px);padding:14px 14px}
#skills-governance .audit-num{font:800 22px/1 var(--zf09c3-font-display);color:var(--zf09c3-secondary);margin-bottom:8px}
#skills-governance .audit-text{font:400 13.75px/1.6 var(--zf09c3-font);color:var(--zf09c3-text)}

#skills-governance .aside{margin-top:26px}
#skills-governance .aside-box{border:1px solid var(--zf09c3-border);background:linear-gradient(180deg,rgba(21,101,216,.10),rgba(246,248,252,1));border-radius:var(--zf09c3-radius-lg,16px);padding:20px 18px;display:flex;flex-direction:column;gap:10px;max-width:720px}
#skills-governance .aside-kicker{margin:0;font:600 12px/1.2 var(--zf09c3-font-display);letter-spacing:.08em;text-transform:uppercase;color:var(--zf09c3-secondary)}
#skills-governance .aside-title{margin:0;font:800 20px/1.25 var(--zf09c3-font-display);letter-spacing:-.01em}
#skills-governance .aside-body{margin:0;font:400 14.5px/1.7 var(--zf09c3-font);color:var(--zf09c3-text)}

#skills-governance ::selection{background:rgba(21,101,216,.22)}
#skills-governance a{color:inherit}
#skills-governance .btn[aria-disabled="true"],#skills-governance .btn:disabled{opacity:.65;cursor:not-allowed}
#skills-governance .btn:disabled{box-shadow:none}

@media (max-width: 920px){
  #skills-governance .mapping{grid-template-columns:1fr;gap:18px}
  #skills-governance .mapping-figure{min-height:260px}
  #skills-governance .mapping-node{position:relative;left:auto;right:auto;max-width:none;top:auto}
  #skills-governance .node-skill{top:auto;margin-top:2px}
  #skills-governance .node-goal{top:auto;margin-top:10px}
  #skills-governance .node-outcome{top:auto;margin-top:10px}
  #skills-governance .mapping-arrow{display:none}
  #skills-governance .mapping-edge{display:none}
  #skills-governance .perm-grid{grid-template-columns:1fr}
  #skills-governance .perm-card.wide{grid-column:auto}
  #skills-governance .audit-row{grid-template-columns:1fr;}
}
@media (prefers-reduced-motion: reduce){
  #skills-governance .btn{transition:none}
  #skills-governance .btn.primary:hover{transform:none}
}

/* zf09c3:pricing-summary */
/* zf09c3:pricing-summary */
#pricing-summary.pricing-summary{
  --radius-sm: var(--zf09c3-radius-sm, 8px);
  --radius-md: var(--zf09c3-radius-md, 12px);
  --radius-lg: var(--zf09c3-radius-lg, 16px);
  box-sizing: border-box;
  padding: 72px 20px;
  background: var(--zf09c3-bg);
  color: var(--zf09c3-text);
}
#pricing-summary.pricing-summary *,
#pricing-summary.pricing-summary *::before,
#pricing-summary.pricing-summary *::after{box-sizing: inherit;}
#pricing-summary.pricing-summary .pricing-summary__inner{
  max-width: 1100px;
  margin: 0 auto;
}
#pricing-summary.pricing-summary .pricing-summary__kicker{
  display: inline-block;
  font: 600 12px/1.2 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--zf09c3-slate);
}
#pricing-summary.pricing-summary .pricing-summary__title{
  margin: 14px 0 10px;
  font-family: var(--zf09c3-font-display, "Hoefler Text, Baskerville Old Face, Garamond, Georgia, serif");
  font-weight: 700;
  font-size: 44px;
  line-height: 1.08;
  letter-spacing: -0.02em;
  text-wrap: balance;
}
#pricing-summary.pricing-summary .pricing-summary__lead{
  margin: 0 0 26px;
  max-width: 820px;
  font: 400 16px/1.7 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
  color: var(--zf09c3-slate);
}
#pricing-summary.pricing-summary .pricing-summary__content{
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 26px;
  align-items: start;
}
#pricing-summary.pricing-summary .pricing-summary__bullets{
  border: 1px solid var(--zf09c3-border);
  border-radius: var(--radius-lg);
  background: var(--zf09c3-surface);
  padding: 22px;
}
#pricing-summary.pricing-summary .pricing-summary__subhead{
  margin: 0 0 12px;
  font: 700 18px/1.3 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__list{
  margin: 0;
  padding-left: 18px;
}
#pricing-summary.pricing-summary .pricing-summary__li{
  margin: 10px 0;
  color: var(--zf09c3-text);
  font: 400 15px/1.6 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__note{
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px dashed var(--zf09c3-border);
  color: var(--zf09c3-slate);
  font: 400 14px/1.6 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__cta{
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}
#pricing-summary.pricing-summary .pricing-summary__price-card{
  border: 1px solid var(--zf09c3-border);
  border-radius: var(--radius-lg);
  background: var(--zf09c3-bg);
  padding: 20px;
  box-shadow: 0 10px 26px rgba(11,31,58,0.06);
}
#pricing-summary.pricing-summary .pricing-summary__price-card-head{
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 14px;
}
#pricing-summary.pricing-summary .pricing-summary__price-badge{
  display: inline-block;
  padding: 8px 10px;
  border-radius: 999px;
  background: rgba(21,101,216,0.10);
  color: var(--zf09c3-secondary);
  border: 1px solid rgba(21,101,216,0.22);
  font: 700 12px/1 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__price-meta{
  margin: 0;
  color: var(--zf09c3-slate);
  font: 400 13px/1.5 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__cta-row{
  display: flex;
  gap: 12px;
  align-items: center;
  flex-wrap: wrap;
}
#pricing-summary.pricing-summary .pricing-summary__btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 14px;
  border-radius: var(--radius-md);
  text-decoration: none;
  font: 700 14px/1 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
  border: 1px solid transparent;
  transition: background-color 160ms ease, border-color 160ms ease, color 160ms ease, box-shadow 160ms ease, transform 160ms ease;
}
#pricing-summary.pricing-summary .pricing-summary__btn:focus-visible{outline: 3px solid rgba(21,101,216,0.35); outline-offset: 2px;}
#pricing-summary.pricing-summary .pricing-summary__btn--primary{
  background: var(--zf09c3-secondary);
  color: #FFFFFF;
  border-color: rgba(21,101,216,0.35);
  box-shadow: 0 10px 24px rgba(21,101,216,0.18);
}
#pricing-summary.pricing-summary .pricing-summary__btn--primary:hover{background: #0F4DB0; box-shadow: 0 12px 26px rgba(21,101,216,0.22);}
#pricing-summary.pricing-summary .pricing-summary__btn--ghost{
  background: var(--zf09c3-bg);
  color: var(--zf09c3-ink);
  border-color: var(--zf09c3-border);
}
#pricing-summary.pricing-summary .pricing-summary__btn--ghost:hover{border-color: rgba(21,101,216,0.35); box-shadow: 0 10px 22px rgba(11,31,58,0.06);}
#pricing-summary.pricing-summary .pricing-summary__tiny{
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px dashed var(--zf09c3-border);
}
#pricing-summary.pricing-summary .pricing-summary__tiny-label{
  display: inline-block;
  margin-right: 10px;
  color: var(--zf09c3-slate);
  font: 700 13px/1.5 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__tiny-ol{
  display: inline-block;
  margin: 0;
  padding-left: 18px;
  color: var(--zf09c3-text);
  font: 400 14px/1.6 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__side{
  border-radius: var(--radius-lg);
  padding: 6px 2px;
}
#pricing-summary.pricing-summary .pricing-summary__side-title{
  margin: 4px 0 8px;
  font: 700 18px/1.3 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__side-text{
  margin: 0;
  color: var(--zf09c3-slate);
  font: 400 15px/1.7 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
}
#pricing-summary.pricing-summary .pricing-summary__side-links{
  margin-top: 12px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}
#pricing-summary.pricing-summary .pricing-summary__link{
  color: var(--zf09c3-secondary);
  text-decoration: none;
  font: 700 14px/1.4 var(--zf09c3-font, "Georgia, Cambria, 'Times New Roman', serif");
  border-bottom: 1px solid rgba(21,101,216,0.35);
  padding-bottom: 2px;
}
#pricing-summary.pricing-summary .pricing-summary__link:focus-visible{outline: 3px solid rgba(21,101,216,0.35); outline-offset: 2px; border-bottom-color: transparent;}
#pricing-summary.pricing-summary .pricing-summary__link:hover{border-bottom-color: rgba(21,101,216,0.75);}
#pricing-summary.pricing-summary .pricing-summary__btn[aria-disabled="true"]{opacity: 0.6; cursor: not-allowed;}
#pricing-summary.pricing-summary ::selection{background: rgba(21,101,216,0.22);}
@media (max-width: 900px){
  #pricing-summary.pricing-summary{padding: 56px 16px;}
  #pricing-summary.pricing-summary .pricing-summary__title{font-size: 36px;}
  #pricing-summary.pricing-summary .pricing-summary__content{grid-template-columns: 1fr;}
}
@media (max-width: 480px){
  #pricing-summary.pricing-summary .pricing-summary__title{font-size: 30px;}
  #pricing-summary.pricing-summary .pricing-summary__bullets{padding: 18px;}
  #pricing-summary.pricing-summary .pricing-summary__price-card{padding: 16px;}
}
@media (prefers-reduced-motion: reduce){
  #pricing-summary.pricing-summary .pricing-summary__btn{transition: none;}
}

/* zf09c3:faq-accordion */
/* zf09c3:faq-accordion */
#faq-accordion{--r:var(--zf09c3-radius,12px);--shadow:0 10px 30px rgba(21,101,216,.12);background:var(--zf09c3-bg);color:var(--zf09c3-text);padding:64px 20px;}
#faq-accordion .faq-inner{max-width:980px;margin:0 auto;}
#faq-accordion .faq-header{margin-bottom:22px;}
#faq-accordion .faq-title{font-family:var(--zf09c3-font-display);font-size:clamp(26px,3.2vw,36px);letter-spacing:-0.02em;line-height:1.08;margin:0 0 10px;text-wrap:balance;}
#faq-accordion .faq-subtitle{margin:0;max-width:72ch;color:var(--zf09c3-slate);font-size:15.5px;line-height:1.7;}
#faq-accordion .faq-accordion-wrap{border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius,12px);background:var(--zf09c3-surface);}
#faq-accordion .faq-item{border-top:1px solid var(--zf09c3-border);}
#faq-accordion .faq-item:first-child{border-top:none;}
#faq-accordion .faq-trigger{width:100%;text-align:left;appearance:none;border:0;background:transparent;cursor:pointer;padding:18px 18px;display:flex;align-items:center;gap:12px;color:var(--zf09c3-ink);}
#faq-accordion .faq-q{font-weight:650;font-size:16px;line-height:1.35;}
#faq-accordion .faq-icon{margin-left:auto;position:relative;width:22px;height:22px;border-radius:8px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);flex:0 0 auto;}
#faq-accordion .faq-icon::before,#faq-accordion .faq-icon::after{content:"";position:absolute;left:50%;top:50%;background:var(--zf09c3-secondary);transform:translate(-50%,-50%);border-radius:2px;}
#faq-accordion .faq-icon::before{width:10px;height:2px;}
#faq-accordion .faq-icon::after{width:2px;height:10px;transition:transform .18s ease,opacity .18s ease;}
#faq-accordion .faq-trigger[aria-expanded="true"] .faq-icon::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0;}
#faq-accordion .faq-panel{padding:0 18px 18px;}
#faq-accordion .faq-a{color:var(--zf09c3-slate);font-size:14.5px;line-height:1.75;max-width:80ch;}
#faq-accordion .faq-cta{margin-top:22px;display:flex;align-items:center;gap:14px;}
#faq-accordion .faq-cta-text{margin:0;color:var(--zf09c3-slate);font-size:14.8px;line-height:1.6;}
#faq-accordion .faq-cta-link{display:inline-flex;align-items:center;gap:8px;padding:11px 14px;border-radius:12px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);color:var(--zf09c3-ink);text-decoration:none;font-weight:650;}
#faq-accordion .faq-cta-link:focus-visible,#faq-accordion .faq-trigger:focus-visible{outline:3px solid rgba(21,101,216,.28);outline-offset:2px;}
#faq-accordion .faq-cta-link:hover{border-color:rgba(21,101,216,.55);box-shadow:0 10px 22px rgba(21,101,216,.10);}
#faq-accordion ::selection{background:rgba(21,101,216,.22);}
@media (max-width:720px){
  #faq-accordion{padding:44px 16px;}
  #faq-accordion .faq-trigger{padding:16px 14px;}
  #faq-accordion .faq-panel{padding:0 14px 14px;}
  #faq-accordion .faq-cta{flex-direction:column;align-items:flex-start;gap:10px;}
}
@media (prefers-reduced-motion:reduce){
  #faq-accordion .faq-icon::after{transition:none;}
  #faq-accordion .faq-cta-link:hover{box-shadow:none;}
}

/* zf09c3:contacts */
#contacts{--c-ink:var(--zf09c3-ink);--c-slate:var(--zf09c3-slate);--c-mist:var(--zf09c3-mist);--c-border:var(--zf09c3-border);--c-surface:var(--zf09c3-surface);--c-bg:var(--zf09c3-bg);--c-primary:var(--zf09c3-primary);--c-secondary:var(--zf09c3-secondary);--r-sm:var(--zf09c3-radius-sm,8px);--r-md:var(--zf09c3-radius-md,12px);--r-lg:var(--zf09c3-radius-lg,16px);padding:48px 18px;background:var(--c-bg);color:var(--zf09c3-text);}#contacts .contacts__wrap{max-width:1080px;margin:0 auto;}#contacts .contacts__header{max-width:760px;margin-bottom:22px;}#contacts .contacts__eyebrow{margin:0 0 10px;font-family:var(--zf09c3-font);font-size:14px;letter-spacing:.08em;text-transform:uppercase;color:var(--zf09c3-slate);}#contacts .contacts__title{margin:0 0 12px;font-family:var(--zf09c3-font-display, var(--zf09c3-font));font-size:38px;line-height:1.08;letter-spacing:-.02em;text-wrap:balance;color:var(--c-ink);}#contacts .contacts__lede{margin:0;color:var(--zf09c3-text);font-size:16px;line-height:1.65;max-width:66ch;}#contacts .contacts__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px;align-items:start;}#contacts .contacts__card{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--r-lg);padding:22px;}#contacts .contacts__card--info{position:relative;}#contacts .contacts__card-title{margin:0 0 14px;font-size:18px;letter-spacing:-.01em;color:var(--c-ink);}#contacts .demo-form{display:flex;flex-direction:column;gap:14px;}#contacts .field{display:flex;flex-direction:column;gap:8px;}#contacts .label{font-size:14px;color:var(--c-ink);font-weight:700;}#contacts .input,.#contacts .select,.#contacts .textarea{width:100%;border:1px solid var(--c-border);background:var(--c-bg);border-radius:var(--r-md);padding:12px 12px;font-size:15px;line-height:1.4;color:var(--zf09c3-text);outline:none;}#contacts .textarea{resize:vertical;min-height:110px;}#contacts .input::placeholder,.#contacts .textarea::placeholder{color:var(--zf09c3-mist);}#contacts .input:focus,.#contacts .select:focus,.#contacts .textarea:focus{border-color:var(--zf09c3-secondary);box-shadow:0 0 0 4px rgba(21,101,216,.18);}#contacts .contacts__row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}#contacts .consent{display:flex;gap:10px;align-items:flex-start;padding:12px 12px;border-radius:var(--r-md);border:1px solid var(--c-border);background:rgba(246,248,252,.85);}#contacts .checkbox{margin-top:3px;accent-color:var(--zf09c3-secondary);width:18px;height:18px;}#contacts .consent__label{font-size:13px;line-height:1.5;color:var(--zf09c3-text);}#contacts .form-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:2px;}#contacts .btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--r-md);padding:12px 14px;font-size:15px;font-weight:800;text-decoration:none;cursor:pointer;outline:none;transition:background-color .15s ease,border-color .15s ease,color .15s ease,transform .08s ease;}#contacts .btn:active{transform:translateY(1px);}#contacts .btn:focus-visible{box-shadow:0 0 0 4px rgba(21,101,216,.22);}#contacts .btn--primary{background:var(--zf09c3-secondary);border:1px solid var(--zf09c3-secondary);color:#fff;}#contacts .btn--primary:hover{background:#0F4DB3;border-color:#0F4DB3;}#contacts .btn--secondary{background:var(--c-bg);border:1px solid var(--c-border);color:var(--c-ink);}#contacts .btn--secondary:hover{border-color:rgba(21,101,216,.7);color:var(--zf09c3-secondary);}#contacts .form-hint{margin:2px 0 0;color:var(--c-slate);font-size:13px;line-height:1.55;}#contacts a.link{color:var(--zf09c3-secondary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}#contacts a.link:focus-visible{outline:2px solid rgba(21,101,216,.6);outline-offset:3px;}#contacts .info-line{margin:0 0 10px;}#contacts .info-label{display:inline-block;width:92px;color:var(--c-slate);font-weight:800;font-size:13px;letter-spacing:.01em;}#contacts .info-value{color:var(--c-ink);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}#contacts .info-value:focus-visible{outline:2px solid rgba(21,101,216,.6);outline-offset:3px;border-radius:4px;}#contacts .info-divider{height:1px;background:var(--c-border);margin:14px 0;}#contacts .info-note{margin:0 0 14px;color:var(--zf09c3-text);font-size:14px;line-height:1.65;}#contacts .mini-bullets__title{margin:0 0 10px;font-weight:900;color:var(--c-ink);font-size:14px;}#contacts .mini-list{margin:0;padding-left:18px;color:var(--zf09c3-text);font-size:14px;line-height:1.7;}#contacts .consent-foot{margin-top:18px;padding-top:16px;border-top:1px solid var(--c-border);}#contacts .consent-foot__copy{margin:0 0 8px;color:var(--c-slate);font-size:13px;line-height:1.6;}#contacts .consent-foot__fineprint{margin:0;color:var(--zf09c3-text);font-size:13px;line-height:1.6;}#contacts ::selection{background:rgba(21,101,216,.22);}#contacts [required]{box-sizing:border-box;}@media (max-width: 860px){#contacts .contacts__title{font-size:32px;}#contacts .contacts__grid{grid-template-columns:1fr;gap:14px;}#contacts .contacts__row{grid-template-columns:1fr;}}@media (prefers-reduced-motion: reduce){#contacts .btn{transition:none;}#contacts .btn:active{transform:none;}}
/* zf09c3:blog-list */
/* zf09c3:blog-list */
#blog-list{--section-bg:var(--zf09c3-surface);--section-ink:var(--zf09c3-ink);--section-border:var(--zf09c3-border);--radius-lg:var(--zf09c3-radius-lg,16px);background:var(--zf09c3-bg);padding:64px 0 72px;}
#blog-list *{box-sizing:border-box;}
#blog-list .container{max-width:1120px;margin:0 auto;padding:0 20px;}
#blog-list .section-head{max-width:760px;margin-bottom:26px;}
#blog-list .eyebrow{display:inline-block;padding:8px 12px;border:1px solid var(--zf09c3-border);border-radius:999px;background:var(--zf09c3-bg);color:var(--zf09c3-ink);font:600 12px/1 var(--zf09c3-font);letter-spacing:.04em;text-transform:uppercase;}
#blog-list .section-title{margin:14px 0 10px;font:700 34px/1.15 var(--zf09c3-font-display);color:var(--zf09c3-ink);letter-spacing:-.02em;text-wrap:balance;}
#blog-list .section-subtitle{margin:0;color:var(--zf09c3-text);font:400 16px/1.7 var(--zf09c3-font);}
#blog-list .articles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch;}
#blog-list .article-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);padding:18px 18px 16px;display:flex;flex-direction:column;min-height:250px;}
#blog-list .article-meta{display:flex;align-items:center;gap:10px;margin-bottom:10px;flex-wrap:wrap;}
#blog-list .tag{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;background:rgba(21,101,216,.10);border:1px solid rgba(21,101,216,.25);color:var(--zf09c3-primary);font:700 12px/1 var(--zf09c3-font);}
#blog-list .meta-sep{color:var(--zf09c3-mist);font:700 14px/1 var(--zf09c3-font);}
#blog-list .read-time{color:var(--zf09c3-slate);font:600 13px/1 var(--zf09c3-font);}
#blog-list .article-title{margin:2px 0 10px;color:var(--zf09c3-ink);font:700 18px/1.35 var(--zf09c3-font);letter-spacing:-.01em;text-wrap:balance;}
#blog-list .article-excerpt{margin:0;color:var(--zf09c3-text);font:400 14.5px/1.7 var(--zf09c3-font);}
#blog-list .article-actions{margin-top:auto;padding-top:14px;display:flex;flex-wrap:wrap;gap:12px;}
#blog-list .primary-link{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:10px 12px;border-radius:10px;background:var(--zf09c3-primary);color:#fff;text-decoration:none;font:700 14px/1 var(--zf09c3-font);border:1px solid var(--zf09c3-primary);}
#blog-list .secondary-link{display:inline-flex;align-items:center;justify-content:center;padding:10px 12px;border-radius:10px;background:var(--zf09c3-bg);color:var(--zf09c3-ink);text-decoration:none;font:700 14px/1 var(--zf09c3-font);border:1px solid var(--zf09c3-border);}
#blog-list .primary-link:hover{background:#0A1A32;}
#blog-list .secondary-link:hover{border-color:rgba(11,31,58,.35);}
#blog-list .primary-link:focus-visible,#blog-list .secondary-link:focus-visible,#blog-list .primary-button:focus-visible{outline:3px solid rgba(21,101,216,.45);outline-offset:2px;}
#blog-list .demo-cta{margin-top:20px;}
#blog-list .demo-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-lg,16px);padding:18px 18px;display:flex;align-items:flex-start;justify-content:space-between;gap:18px;}
#blog-list .demo-title{margin:0 0 8px;color:var(--zf09c3-ink);font:700 20px/1.25 var(--zf09c3-font);letter-spacing:-.01em;text-wrap:balance;}
#blog-list .demo-text{margin:0;color:var(--zf09c3-text);font:400 14.5px/1.7 var(--zf09c3-font);max-width:680px;}
#blog-list .primary-button{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;padding:12px 14px;border-radius:12px;background:var(--zf09c3-primary);color:#fff;text-decoration:none;font:800 14px/1 var(--zf09c3-font);border:1px solid var(--zf09c3-primary);}
#blog-list .primary-button:hover{background:#0A1A32;}
#blog-list ::selection{background:rgba(21,101,216,.25);}
@media (max-width: 980px){#blog-list{padding:48px 0 56px;}#blog-list .articles{grid-template-columns:1fr;gap:14px;}#blog-list .section-title{font-size:30px;}#blog-list .demo-card{flex-direction:column;}}
@media (prefers-reduced-motion: reduce){#blog-list *{scroll-behavior:auto;transition:none!important;animation:none!important;}}
/* zf09c3:article-hero */
/* zf09c3:article-hero */
#article-hero{--h1:clamp(2rem,3.2vw,3.1rem);--h2:clamp(1.05rem,1.4vw,1.15rem);--p:clamp(1rem,1.2vw,1.06rem);--muted:var(--zf09c3-slate);--border:var(--zf09c3-border);--surface:var(--zf09c3-surface);padding:48px 16px;background:var(--zf09c3-bg);color:var(--zf09c3-text);}
#article-hero::selection{background:rgba(21,101,216,.18);}
#article-hero .article-hero__inner{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:1.45fr .75fr;gap:22px;align-items:start;}
#article-hero .article-hero__header{padding:18px 0;}
#article-hero .article-hero__kicker{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:14px;}
#article-hero .article-hero__pill{display:inline-flex;align-items:center;padding:8px 12px;border:1px solid var(--border);border-radius:999px;background:var(--surface);color:var(--zf09c3-primary);font-weight:700;letter-spacing:.01em;font-size:.92rem;}
#article-hero .article-hero__meta{color:var(--muted);font-weight:600;font-size:.98rem;}
#article-hero .article-hero__title{font-family:var(--zf09c3-font-display);font-weight:800;letter-spacing:-.02em;line-height:1.08;font-size:var(--h1);text-wrap:balance;margin:0 0 14px;}
#article-hero .article-hero__lede{margin:0 0 22px;max-width:62ch;font-size:var(--p);line-height:1.7;color:var(--zf09c3-text);}
#article-hero .article-hero__byline{display:flex;flex-wrap:wrap;gap:14px;margin:0 0 18px;padding:14px 14px;border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--surface);}
#article-hero .article-hero__byline-item{min-width:170px;flex:1;}
#article-hero .article-hero__byline-label{color:var(--muted);font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:6px;}
#article-hero .article-hero__byline-value{font-size:1rem;font-weight:800;color:var(--zf09c3-ink);font-variant-numeric:tabular-nums;}
#article-hero .article-hero__toc{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:8px 0 18px;}
#article-hero .article-hero__toc-link{color:var(--zf09c3-secondary);font-weight:800;text-decoration:none;border-bottom:1px solid rgba(21,101,216,.35);padding-bottom:2px;}
#article-hero .article-hero__toc-link:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;border-radius:6px;}
#article-hero .article-hero__toc-link--secondary{color:var(--zf09c3-ink);border-bottom:1px solid rgba(11,31,58,.35);}
#article-hero .article-hero__disclaimer{color:var(--muted);font-size:.95rem;line-height:1.6;max-width:72ch;border-left:3px solid rgba(21,101,216,.35);padding-left:12px;}
#article-hero .article-hero__side{padding:18px 0;}
#article-hero .article-hero__side-card{border:1px solid var(--border);background:var(--surface);border-radius:var(--radius-lg);padding:18px 16px;}
#article-hero .article-hero__side-title{font-family:var(--zf09c3-font-display);font-weight:900;letter-spacing:-.01em;font-size:1.15rem;margin:0 0 10px;color:var(--zf09c3-ink);}
#article-hero .article-hero__bullets{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}
#article-hero .article-hero__dot{display:inline-block;width:10px;height:10px;border-radius:50%;background:rgba(21,101,216,.95);margin-right:10px;box-shadow:0 6px 14px rgba(21,101,216,.18);vertical-align:middle;}
#article-hero .article-hero__bullets li{display:flex;gap:8px;align-items:flex-start;color:var(--zf09c3-text);font-weight:650;line-height:1.5;}
#article-hero .article-hero__side-actions{display:flex;flex-direction:column;gap:10px;margin-top:16px;}
#article-hero .article-hero__button{display:inline-flex;justify-content:center;align-items:center;gap:10px;padding:12px 14px;border-radius:12px;border:1px solid rgba(21,101,216,.55);background:var(--zf09c3-secondary);color:#fff;text-decoration:none;font-weight:900;letter-spacing:.01em;}
#article-hero .article-hero__button:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;}
#article-hero .article-hero__button--ghost{background:transparent;color:var(--zf09c3-ink);border-color:rgba(11,31,58,.22);}
#article-hero .article-hero__button--ghost:focus-visible{outline:3px solid rgba(11,31,58,.28);outline-offset:3px;}
@media (max-width:900px){#article-hero .article-hero__inner{grid-template-columns:1fr;gap:16px;}#article-hero .article-hero__header{padding:8px 0;}#article-hero .article-hero__side{padding:0;}#article-hero .article-hero__byline-item{min-width:150px;}}
@media (prefers-reduced-motion:reduce){#article-hero *{scroll-behavior:auto;}}

/* zf09c3:article-content */
/* zf09c3:article-content */
#article-content{--radius-sm:var(--zf09c3-radius-sm,8px);--radius-md:var(--zf09c3-radius-md,12px);--radius-lg:var(--zf09c3-radius-lg,16px);box-sizing:border-box;color:var(--zf09c3-text);background:var(--zf09c3-bg)}
#article-content *{box-sizing:border-box}
#article-content ::selection{background:rgba(21,101,216,.18)}
#article-content .article-content__wrap{max-width:980px;margin:0 auto;padding:40px 20px 56px}
#article-content .article-content__lead{margin-bottom:18px}
#article-content .article-content__kicker{display:inline-block;padding:8px 12px;border:1px solid var(--zf09c3-border);border-radius:999px;background:var(--zf09c3-surface);color:var(--zf09c3-primary);font-family:var(--zf09c3-font);font-size:13px;letter-spacing:.02em}
#article-content .article-content__title{margin:14px 0 10px;font-family:var(--zf09c3-font-display,serif);font-size:36px;line-height:1.12;letter-spacing:-.02em;text-wrap:balance;color:var(--zf09c3-ink)}
#article-content .article-content__sub{margin:0;color:var(--zf09c3-text);font-size:16.5px;line-height:1.7;max-width:74ch}
#article-content .article-content__meta{display:flex;gap:18px;flex-wrap:wrap;margin:18px 0 22px;padding:14px 14px;border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-sm,8px);background:linear-gradient(180deg,rgba(246,248,252,1),rgba(246,248,252,.65))}
#article-content .meta-item{display:flex;gap:10px;align-items:baseline}
#article-content .meta-item__label{font-size:12.5px;color:var(--zf09c3-slate);text-transform:uppercase;letter-spacing:.12em}
#article-content .meta-item__value{font-size:15px;color:var(--zf09c3-ink);font-variant-numeric:tabular-nums}
#article-content .article-content__body{margin-top:10px}
#article-content .prose{margin:0 0 26px}
#article-content .prose h3{margin:0 0 10px;font-family:var(--zf09c3-font-display,serif);font-size:22px;line-height:1.25;letter-spacing:-.01em;color:var(--zf09c3-ink);text-wrap:balance}
#article-content .prose p{margin:0 0 14px;line-height:1.75;font-size:16px;max-width:78ch}
#article-content .checklist{margin:10px 0 0;padding:0 0 0 18px}
#article-content .checklist li{margin:0 0 10px;line-height:1.7;font-size:15.5px}
#article-content .callout{border-left:4px solid var(--zf09c3-secondary);padding:12px 14px;margin:14px 0 0;border-radius:var(--zf09c3-md,12px);background:rgba(21,101,216,.06)}
#article-content .callout p{margin:0;font-size:15.5px}
#article-content .two-col{display:flex;gap:14px;align-items:stretch;flex-wrap:wrap}
#article-content .step{flex:1 1 320px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--zf09c3-md,12px);padding:16px}
#article-content .step h4{margin:0 0 8px;font-size:16px;color:var(--zf09c3-ink);letter-spacing:-.01em}
#article-content .step p{margin:0;color:var(--zf09c3-text);font-size:15.5px;line-height:1.7}
#article-content .numbered{margin:10px 0 0;padding:0 0 0 20px}
#article-content .numbered li{margin:0 0 10px;line-height:1.7;font-size:15.5px}
#article-content .issue-list{display:flex;flex-direction:column;gap:12px}
#article-content .issue{border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-md,12px);background:#fff;padding:16px}
#article-content .issue h4{margin:0 0 8px;font-size:16px;color:var(--zf09c3-ink);line-height:1.35}
#article-content .issue p{margin:0;color:var(--zf09c3-text);font-size:15.5px;line-height:1.7}
#article-content .prose__cta{margin-top:18px;border-top:1px solid var(--zf09c3-border);padding-top:18px}
#article-content .prose__cta-text{font-size:16px;line-height:1.7;margin:0 0 14px}
#article-content .prose__cta-links{display:flex;gap:12px;flex-wrap:wrap}
#article-content .link-btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 14px;border-radius:var(--zf09c3-md,12px);background:var(--zf09c3-secondary);color:#fff;text-decoration:none;border:1px solid rgba(21,101,216,.35);font-weight:600;letter-spacing:.01em}
#article-content .link-btn--secondary{background:var(--zf09c3-surface);border-color:var(--zf09c3-border);color:var(--zf09c3-ink)}
#article-content .link-btn:focus-visible{outline:3px solid rgba(21,101,216,.28);outline-offset:2px}
#article-content .link-btn:hover{filter:saturate(1.02)}
#article-content .article-content__footnote{margin-top:26px;padding:16px 16px;border:1px dashed var(--zf09c3-border);border-radius:var(--zf09c3-md,12px);background:rgba(246,248,252,.6)}
#article-content .article-content__footnote p{margin:0 0 10px;font-size:14.5px;line-height:1.65;color:var(--zf09c3-slate)}
#article-content .text-link{color:var(--zf09c3-secondary);text-decoration:underline;text-underline-offset:3px}
#article-content .text-link:focus-visible{outline:3px solid rgba(21,101,216,.28);outline-offset:2px;border-radius:6px}
@media (max-width:720px){
  #article-content .article-content__wrap{padding:28px 16px 44px}
  #article-content .article-content__title{font-size:28px}
  #article-content .prose h3{font-size:20px}
  #article-content .article-content__meta{padding:12px}
}
@media (prefers-reduced-motion:reduce){
  #article-content *{scroll-behavior:auto;transition:none!important;animation:none!important}
}

/* zf09c3:related-articles */
/* zf09c3:related-articles */
#related-articles.related-articles{background:var(--zf09c3-bg);color:var(--zf09c3-text);padding:40px 0 56px;}
#related-articles.related-articles .container{max-width:980px;margin:0 auto;padding:0 20px;}
#related-articles.related-articles .section-head{margin-bottom:22px;}
#related-articles.related-articles .eyebrow{margin:0 0 10px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--zf09c3-slate);}
#related-articles.related-articles .title{margin:0;font-size:32px;line-height:1.1;font-family:var(--zf09c3-font-display);letter-spacing:-.02em;text-wrap:balance;}
#related-articles.related-articles .lede{margin:12px 0 0;max-width:72ch;color:var(--zf09c3-slate);font-size:15.5px;line-height:1.7;}
#related-articles.related-articles .related-grid{display:grid;grid-template-columns:1fr;gap:14px;margin-top:20px;}
#related-articles.related-articles .related-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md, 12px);padding:16px 16px 18px;}
#related-articles.related-articles .card-title{margin:0 0 8px;font-size:16px;line-height:1.35;letter-spacing:-.01em;}
#related-articles.related-articles .card-meta{margin:0 0 12px;color:var(--zf09c3-slate);font-size:13.5px;}
#related-articles.related-articles .card-link{display:inline-block;position:relative;gap:8px;align-items:center;color:var(--zf09c3-ink);font-weight:700;text-decoration:none;border-radius:var(--zf09c3-radius-sm, 8px);padding:10px 12px;background:transparent;border:1px solid var(--zf09c3-border);}
#related-articles.related-articles .card-link::after{content:"";position:absolute;left:12px;right:12px;bottom:9px;height:1px;background:var(--zf09c3-secondary);opacity:.0;transform:scaleX(.7);transform-origin:left;transition:opacity .18s ease, transform .18s ease;}
#related-articles.related-articles .card-link:hover{border-color:color-mix(in srgb, var(--zf09c3-border) 30%, var(--zf09c3-secondary) 70%);}
#related-articles.related-articles .card-link:focus-visible{outline:3px solid color-mix(in srgb, var(--zf09c3-secondary) 55%, white 45%);outline-offset:3px;border-color:var(--zf09c3-secondary);}
#related-articles.related-articles .bottom-cta{margin-top:18px;padding-top:16px;border-top:1px solid var(--zf09c3-border);}
#related-articles.related-articles .cta-note{margin:0;color:var(--zf09c3-slate);line-height:1.7;font-size:14.5px;}
#related-articles.related-articles ::selection{background:color-mix(in srgb, var(--zf09c3-secondary) 30%, white 70%);}
@media (min-width: 720px){
  #related-articles.related-articles .related-grid{grid-template-columns:repeat(3, 1fr);gap:16px;}
  #related-articles.related-articles .card-title{font-size:17px;}
}
@media (prefers-reduced-motion: reduce){
  #related-articles.related-articles .card-link::after{transition:none;}
}

/* zf09c3:article-hero */
/* zf09c3:article-hero */
#article-hero{--radius-sm:8px;--radius-md:12px;--radius-lg:16px;position:relative;padding:48px 0 28px;background:var(--zf09c3-bg);color:var(--zf09c3-text);}
#article-hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:
  radial-gradient(900px 380px at 18% 0%, rgba(21,101,216,.14), rgba(21,101,216,0) 60%),
  radial-gradient(700px 320px at 78% 10%, rgba(11,31,58,.08), rgba(11,31,58,0) 62%);
}
.article-hero__inner{position:relative;max-width:980px;margin:0 auto;padding:0 20px;}
.article-hero__kicker{display:inline-flex;align-items:center;gap:10px;font:600 13px/1.2 var(--zf09c3-font);letter-spacing:.02em;color:var(--zf09c3-primary);background:rgba(246,248,252,.9);border:1px solid rgba(214,222,232,.85);padding:10px 12px;border-radius:999px;}
.article-hero__title{margin:16px 0 12px;font:700 42px/1.08 var(--zf09c3-font-display);letter-spacing:-.02em;text-wrap:balance;color:var(--zf09c3-ink);}
.article-hero__meta{display:flex;align-items:center;flex-wrap:wrap;gap:10px;margin:0 0 16px;color:var(--zf09c3-slate);font:600 14px/1.4 var(--zf09c3-font);}
.article-hero__meta-value{color:var(--zf09c3-text);}
.article-hero__meta-sep{opacity:.7;}
.article-hero__lede{margin:0 0 22px;max-width:760px;font:400 17px/1.65 var(--zf09c3-font);color:var(--zf09c3-text);}
.article-hero__summary{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);padding:18px 18px 16px;}
.article-hero__summary-label{margin:0 0 10px;font:700 14px/1.3 var(--zf09c3-font);color:var(--zf09c3-ink);}
.article-hero__bullets{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
.article-hero__bullets li{display:flex;gap:10px;align-items:flex-start;color:var(--zf09c3-text);font:400 15px/1.55 var(--zf09c3-font);}
.article-hero__bullet-dot{width:10px;height:10px;border-radius:50%;margin-top:6px;flex:0 0 auto;background:var(--zf09c3-secondary);box-shadow:0 0 0 4px rgba(21,101,216,.12);}
.article-hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px;}
.btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:12px 16px;font:700 14px/1 var(--zf09c3-font);border:1px solid transparent;min-height:42px;}
.btn--primary{background:var(--zf09c3-secondary);color:#fff;border-color:rgba(21,101,216,.9);}
.btn--primary:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:2px;}
.btn--secondary{background:#fff;color:var(--zf09c3-ink);border-color:rgba(214,222,232,1);}
.btn--secondary:focus-visible{outline:3px solid rgba(11,31,58,.22);outline-offset:2px;}
.btn:hover{filter:brightness(.99);}
#article-hero ::selection{background:rgba(21,101,216,.25);}
@media (max-width: 720px){#article-hero{padding:34px 0 22px;} .article-hero__title{font-size:34px;} .article-hero__lede{font-size:16px;} .article-hero__inner{padding:0 16px;} .article-hero__summary{padding:16px;}}
@media (prefers-reduced-motion: reduce){#article-hero::before{background: none;} .btn{transition:none;}}

/* zf09c3:article-content */
/* zf09c3:article-content */
#article-content{background:var(--zf09c3-bg);color:var(--zf09c3-text);padding:28px 0 56px;}
#article-content .article-wrap{max-width:980px;margin:0 auto;padding:0 20px;}
#article-content .article-header{margin:6px 0 22px;}
#article-content .article-kicker{font:600 12px/1.2 var(--zf09c3-font);letter-spacing:.16em;text-transform:uppercase;color:var(--zf09c3-slate);margin:0 0 10px;}
#article-content .article-title{font-family:var(--zf09c3-font-display);font-weight:650;letter-spacing:-.02em;line-height:1.15;margin:0 0 12px;text-wrap:balance;font-size:clamp(26px,3.2vw,40px);color:var(--zf09c3-ink);}
#article-content .article-meta{display:flex;flex-wrap:wrap;gap:10px;align-items:center;color:var(--zf09c3-slate);font-size:14px;}
#article-content .meta-sep{opacity:.8;}
#article-content .article-body{font:400 16px/1.85 var(--zf09c3-font);color:var(--zf09c3-text);}
#article-content .article-body p{margin:0 0 16px;}
#article-content .article-body h3{font-family:var(--zf09c3-font-display);font-size:20px;line-height:1.25;letter-spacing:-.01em;margin:26px 0 12px;color:var(--zf09c3-ink);}
#article-content .article-body ul{margin:0 0 16px;padding:0 0 0 18px;}
#article-content .article-body li{margin:8px 0;}
#article-content .checklist strong{color:var(--zf09c3-ink);}
#article-content .validation-grid{display:grid;grid-template-columns:1fr;gap:12px;margin:18px 0 6px;}
#article-content .validation-item{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--radius-md);padding:14px 14px;}
#article-content .validation-title{margin:0 0 6px;font:700 14px/1.3 var(--zf09c3-font-display);color:var(--zf09c3-ink);}
#article-content .validation-text{margin:0;font:400 14px/1.6 var(--zf09c3-font);color:var(--zf09c3-text);}
#article-content .closing{margin-top:18px;padding-top:10px;border-top:1px solid var(--zf09c3-border);font-size:17px;color:var(--zf09c3-text);}
#article-content .article-actions{display:grid;grid-template-columns:1fr;gap:14px;margin-top:22px;}
#article-content .link-card{display:block;text-decoration:none;background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);padding:16px 16px;}
#article-content .link-card.secondary{background:var(--zf09c3-bg);}
#article-content .link-card-title{display:block;font:700 16px/1.25 var(--zf09c3-font-display);color:var(--zf09c3-ink);margin-bottom:6px;}
#article-content .link-card-desc{display:block;font:400 14px/1.6 var(--zf09c3-font);color:var(--zf09c3-slate);}
#article-content .link-card:focus-visible{outline:3px solid var(--zf09c3-secondary);outline-offset:2px;}
#article-content ::selection{background:rgba(21,101,216,.18);}
@media (min-width:760px){
  #article-content .validation-grid{grid-template-columns:1fr 1fr;gap:14px;}
  #article-content .article-actions{grid-template-columns:1fr 1fr;}
  #article-content .article-wrap{padding:0 28px;}
}
@media (prefers-reduced-motion:reduce){
  #article-content *{scroll-behavior:auto;}
}

/* zf09c3:related-articles */
/* zf09c3:related-articles */
#related-articles.related-articles{--ra-pad:clamp(20px,4vw,44px);background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius,16px);padding:var(--ra-pad);box-sizing:border-box;color:var(--zf09c3-text)}
#related-articles .ra-shell{max-width:980px;margin:0 auto}
#related-articles .ra-head{display:block;margin-bottom:22px}
#related-articles .ra-title{margin:0 0 10px 0;font-family:var(--zf09c3-font-display);font-weight:700;letter-spacing:-0.02em;line-height:1.1;color:var(--zf09c3-ink);text-wrap:balance;font-size:clamp(24px,3.2vw,34px)}
#related-articles .ra-subtitle{margin:0;max-width:62ch;color:var(--zf09c3-slate);font-family:var(--zf09c3-font);font-size:clamp(14px,1.5vw,16px);line-height:1.6}
#related-articles .ra-grid{display:grid;grid-template-columns:1fr;gap:14px}
#related-articles .ra-item{background:var(--zf09c3-bg);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius,16px);padding:16px 16px 14px 16px;box-sizing:border-box}
#related-articles .ra-item-title{margin:0 0 8px 0;font-family:var(--zf09c3-font);font-weight:700;letter-spacing:-0.01em;line-height:1.25;color:var(--zf09c3-ink);font-size:clamp(16px,1.8vw,18px)}
#related-articles .ra-item-desc{margin:0 0 12px 0;color:var(--zf09c3-slate);font-size:14.5px;line-height:1.6}
#related-articles .ra-meta{display:block;margin-top:10px;color:var(--zf09c3-mist);font-size:12.5px;line-height:1.4}
#related-articles .ra-link{display:inline-flex;align-items:center;gap:10px;color:var(--zf09c3-secondary);text-decoration:none;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);padding:10px 12px;border-radius:12px;font-family:var(--zf09c3-font);font-weight:700;line-height:1.1}
#related-articles .ra-link-primary{border-color:rgba(21,101,216,.35);background:rgba(21,101,216,.08)}
#related-articles .ra-link:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:2px}
#related-articles .ra-link:hover{background:rgba(21,101,216,.12)}
#related-articles .ra-link:active{transform:translateY(1px)}
#related-articles .ra-highlight{position:relative;overflow:hidden}
#related-articles .ra-highlight:before{content:"";position:absolute;inset:-40px -60px auto -60px;height:120px;background:radial-gradient(closest-side,rgba(21,101,216,.22),rgba(21,101,216,0));pointer-events:none}
#related-articles .ra-highlight .ra-meta{color:rgba(21,101,216,.65)}
#related-articles ::selection{background:rgba(21,101,216,.22)}
@media (min-width: 740px){
  #related-articles .ra-grid{grid-template-columns:1.1fr 0.95fr 0.95fr;gap:16px}
  #related-articles .ra-item{padding:18px 18px 16px 18px}
}
@media (prefers-reduced-motion: reduce){
  #related-articles .ra-link{transition:none}
  #related-articles .ra-link:active{transform:none}
}

/* zf09c3:article-hero */
/* zf09c3:article-hero */
#article-hero{--radius-lg:var(--zf09c3-radius-lg,16px);--radius-md:var(--zf09c3-radius-md,12px);--radius-sm:var(--zf09c3-radius-sm,8px);background:var(--zf09c3-surface);color:var(--zf09c3-text);padding:40px 0 28px;position:relative;overflow:hidden;}
#article-hero::before{content:"";position:absolute;inset:-1px;pointer-events:none;background:linear-gradient(180deg, rgba(21,101,216,.10), rgba(21,101,216,0) 52%), radial-gradient(900px 260px at 18% 0%, rgba(21,101,216,.14), rgba(21,101,216,0) 60%);}
#article-hero .article-hero__inner{position:relative;max-width:980px;margin:0 auto;padding:0 20px;}
#article-hero .article-hero__kicker{display:inline-flex;align-items:center;gap:10px;padding:7px 12px;border:1px solid var(--zf09c3-border);background:rgba(255,255,255,.65);border-radius:999px;font:600 13px/1.1 var(--zf09c3-font);color:var(--zf09c3-ink);letter-spacing:.02em;}
#article-hero .article-hero__title{margin:14px 0 0;font:800 36px/1.08 var(--zf09c3-font-display, var(--zf09c3-font));letter-spacing:-.02em;text-wrap:balance;color:var(--zf09c3-ink);} 
#article-hero .article-hero__meta{margin-top:18px;display:flex;flex-wrap:wrap;align-items:center;gap:10px;color:var(--zf09c3-slate);} 
#article-hero .meta-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 12px;border:1px solid var(--zf09c3-border);background:rgba(255,255,255,.72);border-radius:999px;font:600 13px/1.2 var(--zf09c3-font);}
#article-hero .meta-pill__value{font-weight:800;color:var(--zf09c3-ink);} 
#article-hero .meta-sep{width:6px;height:6px;border-radius:50%;background:rgba(21,101,216,.45);margin:0 4px;} 
#article-hero .article-hero__lead{margin-top:18px;max-width:860px;font:500 16px/1.7 var(--zf09c3-font);color:var(--zf09c3-text);} 
#article-hero .article-hero__cta-row{margin-top:22px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;} 
#article-hero .btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 14px;border-radius:var(--zf09c3-radius-md,12px);text-decoration:none;font:800 14px/1 var(--zf09c3-font);letter-spacing:.01em;transition:transform .12s ease, background-color .12s ease, border-color .12s ease, box-shadow .12s ease,color .12s ease;}
#article-hero .btn--primary{background:var(--zf09c3-primary);color:#fff;border:1px solid var(--zf09c3-primary);box-shadow:0 10px 24px rgba(11,31,58,.16);}
#article-hero .btn--primary:hover{transform:translateY(-1px);box-shadow:0 14px 30px rgba(11,31,58,.20);} 
#article-hero .btn--ghost{background:rgba(255,255,255,.75);color:var(--zf09c3-ink);border:1px solid var(--zf09c3-border);}
#article-hero .btn--ghost:hover{background:#fff;border-color:rgba(21,101,216,.55);} 
#article-hero .btn:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;}
#article-hero .article-hero__fineprint{margin-top:16px;padding-left:18px;position:relative;font:500 13px/1.6 var(--zf09c3-font);color:var(--zf09c3-slate);} 
#article-hero .article-hero__fineprint::before{content:"";position:absolute;left:0;top:.7em;width:8px;height:8px;border-radius:50%;background:rgba(21,101,216,.55);} 
#article-hero ::selection{background:rgba(21,101,216,.22);}
@media (max-width:640px){#article-hero{padding:30px 0 22px;}#article-hero .article-hero__title{font-size:28px;}#article-hero .article-hero__lead{font-size:15px;} #article-hero .meta-pill{padding:9px 11px;}}
@media (prefers-reduced-motion: reduce){#article-hero .btn{transition:none;}#article-hero .btn--primary:hover{transform:none;}}

/* zf09c3:article-content */
/* zf09c3:article-content */
#article-content{--radius-sm:var(--zf09c3-radius-sm,8px);--radius-md:var(--zf09c3-radius-md,12px);--radius-lg:var(--zf09c3-radius-lg,16px);background:var(--zf09c3-bg);color:var(--zf09c3-text);padding:40px 18px 56px;}
#article-content .article-body{max-width:1060px;margin:0 auto;}
#article-content .article-header{margin-bottom:26px;}
#article-content .article-kicker{font:600 12px/1.2 var(--zf09c3-font);letter-spacing:.12em;text-transform:uppercase;color:var(--zf09c3-primary);opacity:.9;margin:0 0 10px;}
#article-content .article-title{font:700 38px/1.12 var(--zf09c3-font-display, var(--zf09c3-font));letter-spacing:-.02em;margin:0 0 12px;text-wrap:balance;color:var(--zf09c3-ink, var(--zf09c3-primary));}
#article-content .article-meta{display:flex;gap:10px;align-items:center;flex-wrap:wrap;color:var(--zf09c3-slate);font:500 14px/1.5 var(--zf09c3-font);}
#article-content .meta-sep{opacity:.6;}
#article-content .article-grid{display:grid;grid-template-columns:1.55fr .85fr;gap:28px;align-items:start;}
#article-content .article-main{min-width:0;}
#article-content .lead{font:500 18px/1.7 var(--zf09c3-font);color:var(--zf09c3-text);margin:0 0 18px;max-width:66ch;}
#article-content h2{font:700 22px/1.35 var(--zf09c3-font-display, var(--zf09c3-font));color:var(--zf09c3-primary);margin:26px 0 10px;letter-spacing:-.01em;}
#article-content h3{font:700 18px/1.35 var(--zf09c3-font-display, var(--zf09c3-font));color:var(--zf09c3-primary);margin:18px 0 8px;letter-spacing:-.01em;}
#article-content p{margin:0 0 14px;font:500 16px/1.75 var(--zf09c3-font);color:var(--zf09c3-text);}
#article-content strong{color:var(--zf09c3-primary);}
#article-content .list{margin:8px 0 16px;padding-left:18px;}
#article-content .list li{margin:8px 0;font:500 16px/1.7 var(--zf09c3-font);color:var(--zf09c3-text);}
#article-content .callout{display:flex;gap:14px;align-items:flex-start;background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);padding:14px 14px;box-shadow:0 10px 24px rgba(21,101,216,.10);margin:16px 0 18px;}
#article-content .callout-mark{flex:0 0 auto;font:700 13px/1 var(--zf09c3-font-display, var(--zf09c3-font));color:var(--zf09c3-bg);background:var(--zf09c3-secondary);border-radius:999px;padding:7px 10px;margin-top:2px;}
#article-content .callout-text{font:600 15px/1.6 var(--zf09c3-font);color:var(--zf09c3-ink, var(--zf09c3-primary));margin:0;}
#article-content .metrics{margin-top:12px;}
#article-content .metrics-table{border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);overflow:hidden;background:#fff;}
#article-content .row{display:grid;grid-template-columns:160px 1fr 1fr;}
#article-content .cell{padding:14px 16px;font:500 15px/1.55 var(--zf09c3-font);color:var(--zf09c3-text);border-top:1px solid var(--zf09c3-border);}
#article-content .header-row .cell{background:var(--zf09c3-surface);border-top:none;color:var(--zf09c3-primary);font-weight:700;}
#article-content .badge{display:inline-block;background:rgba(21,101,216,.10);color:var(--zf09c3-secondary);border:1px solid rgba(21,101,216,.35);padding:6px 10px;border-radius:999px;font:700 13px/1 var(--zf09c3-font);}
#article-content .split{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:10px 0 18px;}
#article-content .checklist{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);padding:16px;}
#article-content .checklist-list{margin:8px 0 0;}
#article-content .checklist-list li{color:var(--zf09c3-text);}
#article-content .closing{margin-top:18px;font:600 17px/1.7 var(--zf09c3-font);color:var(--zf09c3-ink, var(--zf09c3-primary));}

#article-content .article-aside{position:sticky;top:18px;}
#article-content .aside-card{background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-radius-md,12px);padding:16px;}
#article-content .aside-title{margin:0 0 10px;font:800 14px/1.2 var(--zf09c3-font-display, var(--zf09c3-font));color:var(--zf09c3-primary);letter-spacing:.02em;text-transform:none;}
#article-content .aside-text{margin:0 0 12px;font:500 14px/1.6 var(--zf09c3-font);color:var(--zf09c3-text);}
#article-content .toc{margin:0;padding-left:18px;}
#article-content .toc li{margin:10px 0;}
#article-content .toc-link{color:var(--zf09c3-secondary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;font:600 14px/1.6 var(--zf09c3-font);}
#article-content .aside-cta{margin-top:16px;background:#fff;}
#article-content .aside-links{display:flex;flex-direction:column;gap:10px;margin-top:10px;}
#article-content .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 14px;border-radius:var(--zf09c3-radius-sm,8px);border:1px solid rgba(21,101,216,.55);background:var(--zf09c3-secondary);color:var(--zf09c3-bg);font:800 14px/1 var(--zf09c3-font);text-decoration:none;}
#article-content .btn-secondary{background:transparent;color:var(--zf09c3-secondary);border-color:rgba(21,101,216,.70);}
#article-content .aside-disclaimer{margin-top:12px;font:500 12px/1.55 var(--zf09c3-font);color:var(--zf09c3-slate);}

#article-content a:focus-visible,.btn:focus-visible,.btn-secondary:focus-visible{outline:3px solid rgba(21,101,216,.35);outline-offset:3px;border-radius:10px;}
#article-content ::selection{background:rgba(21,101,216,.20);}

@media (max-width: 920px){
  #article-content .article-grid{grid-template-columns:1fr;}
  #article-content .article-aside{position:relative;top:auto;}
  #article-content .row{grid-template-columns:140px 1fr;}
  #article-content .row .cell:nth-child(3){grid-column:1 / -1;}
  #article-content .article-title{font-size:32px;}
  #article-content .split{grid-template-columns:1fr;}
}
@media (prefers-reduced-motion: reduce){
  #article-content *{scroll-behavior:auto;}
}

/* zf09c3:related-articles */
#related-articles{--ra-pad:24px;--ra-gap:16px;--ra-max:1020px;--ra-radius:var(--zf09c3-radius-md,12px);--ra-border:var(--zf09c3-border);--ra-ink:var(--zf09c3-ink);--ra-muted:var(--zf09c3-slate);--ra-surface:var(--zf09c3-surface);--ra-bg:var(--zf09c3-bg);--ra-primary:var(--zf09c3-primary);--ra-accent:var(--zf09c3-accent);background:var(--ra-bg);color:var(--ra-ink);padding:40px 0 56px;}
#related-articles .related-articles__inner{max-width:var(--ra-max);margin:0 auto;padding:0 var(--ra-pad);}
#related-articles .related-articles__header{display:block;margin-bottom:22px;}
#related-articles .related-articles__title{margin:0 0 8px;font-family:var(--zf09c3-font-display);font-weight:700;letter-spacing:-0.02em;text-wrap:balance;font-size:34px;line-height:1.15;color:var(--ra-ink);}
#related-articles .related-articles__subtitle{margin:0;max-width:70ch;font-family:var(--zf09c3-font);font-size:16px;line-height:1.6;color:var(--ra-muted);}
#related-articles .related-articles__list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--ra-gap);align-items:stretch;}
#related-articles .related-articles__card{background:var(--ra-surface);border:1px solid var(--ra-border);border-radius:var(--zf09c3-radius-md,12px);padding:18px 18px 16px;display:flex;flex-direction:column;min-height:220px;}
#related-articles .related-articles__meta{display:inline-flex;align-items:center;gap:8px;font-family:var(--zf09c3-font);font-size:12px;letter-spacing:0.06em;text-transform:uppercase;color:var(--ra-primary);margin-bottom:10px;}
#related-articles .related-articles__card-title{margin:0 0 10px;font-family:var(--zf09c3-font-display);font-weight:650;letter-spacing:-0.01em;text-wrap:balance;font-size:18px;line-height:1.35;color:var(--ra-ink);}
#related-articles .related-articles__card-desc{margin:0 0 14px;font-family:var(--zf09c3-font);font-size:14px;line-height:1.65;color:var(--ra-muted);flex:1;}
#related-articles .related-articles__link{display:inline-flex;align-items:center;gap:10px;align-self:flex-start;font-family:var(--zf09c3-font);font-weight:650;font-size:14px;color:var(--ra-primary);text-decoration:none;border:1px solid var(--ra-primary);border-radius:10px;padding:10px 12px;background:transparent;}
#related-articles .related-articles__link:focus-visible{outline:3px solid color-mix(in oklab, var(--ra-accent) 55%, white 45%);outline-offset:3px;}
#related-articles .related-articles__link:hover{background:color-mix(in oklab, var(--ra-surface) 55%, white 45%);}
#related-articles ::selection{background:color-mix(in oklab, var(--ra-accent) 28%, white 72%);}
@media (max-width: 900px){#related-articles .related-articles__list{grid-template-columns:1fr;gap:14px;}#related-articles .related-articles__inner{padding:0 16px;}#related-articles .related-articles__title{font-size:30px;}}
@media (prefers-reduced-motion: reduce){#related-articles .related-articles__link{transition:none;}}
/* zf09c3:related-articles */
/* Design system variables expected on the site */
.policy-page{background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);} 
.policy-container{max-width:980px;margin:28px auto;padding:0 18px 28px 18px;} 
.policy-header{padding:22px 18px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--radius-lg);} 
.policy-title{margin:0 0 10px 0;font-size:28px;line-height:1.2;color:var(--zf09c3-primary);} 
.policy-lead{margin:0;font-size:15px;line-height:1.65;color:var(--zf09c3-text);} 
.policy-section{margin-top:16px;padding:18px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);background:var(--zf09c3-bg);} 
.policy-heading{margin:0 0 10px 0;font-size:18px;line-height:1.35;color:var(--zf09c3-primary);} 
.policy-paragraph{margin:0 0 10px 0;font-size:14.5px;line-height:1.7;color:var(--zf09c3-text);} 
.policy-list{margin:0;padding-left:18px;} 
.policy-list li{margin:6px 0;font-size:14.5px;line-height:1.7;color:var(--zf09c3-text);} 
.policy-legal{font-weight:700;color:var(--zf09c3-primary);} 
.policy-footer{margin-top:16px;padding:18px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);background:var(--zf09c3-surface);} 
.policy-footer-box{padding:12px 12px 4px 12px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-md);background:var(--zf09c3-bg);} 
.policy-footer-title{margin:0 0 10px 0;font-size:16px;color:var(--zf09c3-primary);} 
.policy-footer-text{margin:8px 0;font-size:14px;line-height:1.6;color:var(--zf09c3-text);} 
.policy-link{color:var(--zf09c3-secondary);text-decoration:underline;} 
.policy-link:hover{color:var(--zf09c3-primary);} 
.policy-muted{color:var(--zf09c3-slate);} 
.policy-disclaimer{margin:12px 4px 0 4px;font-size:13.5px;line-height:1.6;color:var(--zf09c3-slate);} 
.policy-page{background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);line-height:1.55;padding:16px}
.policy-container{max-width:920px;margin:0 auto;padding:24px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);background:var(--zf09c3-surface)}
.policy-header{padding:6px 0 18px 0;border-bottom:1px solid var(--zf09c3-border)}
.policy-title{margin:0;font-size:28px;letter-spacing:-0.01em;color:var(--zf09c3-ink)}
.policy-updated{margin:10px 0 0 0;color:var(--zf09c3-slate);font-size:14px}
.policy-lead{margin:12px 0 0 0;font-size:16px;color:var(--zf09c3-text)}
.policy-section{padding:18px 0;border-bottom:1px solid var(--zf09c3-border)}
.policy-section:last-of-type{border-bottom:none}
.policy-h2{margin:0 0 10px 0;font-size:18px;color:var(--zf09c3-ink)}
.policy-text{margin:0 0 10px 0;font-size:15px;color:var(--zf09c3-text)}
.policy-list{margin:0 0 0 18px;padding:0}
.policy-list li{margin:8px 0;font-size:15px;color:var(--zf09c3-text)}
.policy-footer{padding:18px 0 6px 0}
.policy-footer-grid{display:block}
.policy-footer-block{padding:14px 0;border-top:1px solid var(--zf09c3-border)}
.policy-footer-block:first-child{border-top:none}
.policy-footer-heading{margin:0 0 6px 0;font-weight:700;color:var(--zf09c3-ink)}
.policy-footer-text{margin:0 0 6px 0;color:var(--zf09c3-text);font-size:14.5px}
.policy-link{color:var(--zf09c3-secondary);text-decoration:underline}
.policy-link:hover{color:var(--zf09c3-accent)}
.policy-date{font-weight:700}
/* Design-system variables */
.policy-page{max-width:980px;margin:0 auto;padding:28px 18px 24px 18px;background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);} 
.policy-hero{padding:18px 0 10px 0;} 
.policy-title{margin:0 0 10px 0;font-size:34px;line-height:1.15;color:var(--zf09c3-ink);font-family:var(--zf09c3-font-display);font-weight:700;letter-spacing:-0.2px;} 
.policy-lead{margin:0 0 10px 0;font-size:15.5px;line-height:1.65;color:var(--zf09c3-text);} 
.policy-content{margin-top:14px;background:var(--zf09c3-surface);border:1px solid var(--zf09c3-border);border-radius:var(--zf09c3-lg);padding:18px 16px;} 
.policy-heading{margin:18px 0 10px 0;font-size:18px;line-height:1.35;color:var(--zf09c3-ink);} 
.policy-paragraph{margin:10px 0;font-size:14.5px;line-height:1.7;color:var(--zf09c3-text);} 
.policy-list{margin:8px 0 0 18px;padding:0;} 
.policy-list li{margin:8px 0;font-size:14.5px;line-height:1.7;color:var(--zf09c3-text);} 
.policy-cite{font-weight:700;color:var(--zf09c3-primary);} 
.policy-footer{margin-top:18px;padding:18px 18px;background:var(--zf09c3-surface);border-top:1px solid var(--zf09c3-border);} 
.policy-footer-inner{max-width:980px;margin:0 auto;} 
.policy-footer-title{margin:0 0 10px 0;font-size:16.5px;line-height:1.4;color:var(--zf09c3-ink);} 
.policy-footer-line{margin:8px 0;font-size:14px;line-height:1.6;color:var(--zf09c3-text);} 
@media (max-width:520px){.policy-title{font-size:28px;}.policy-content{padding:16px 12px;}.policy-page{padding:22px 14px 18px 14px;}}
.privacy-page{background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);line-height:1.6}
.privacy-main{max-width:980px;margin:0 auto;padding:24px}
.privacy-header{padding:18px 18px 10px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--radius-lg)}
.privacy-title{margin:0 0 6px;font-size:28px;letter-spacing:-0.01em;color:var(--zf09c3-ink)}
.privacy-updated{margin:0;color:var(--zf09c3-slate);font-size:14px}
.privacy-section{margin-top:18px;padding:14px 18px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-lg);background:#fff}
.privacy-heading{margin:0 0 8px;font-size:18px;color:var(--zf09c3-ink)}
.privacy-text{margin:0 0 10px;color:var(--zf09c3-text);font-size:15px}
.privacy-list{margin:8px 0 0 18px;padding:0}
.privacy-list li{margin:8px 0;color:var(--zf09c3-text);font-size:15px}
.privacy-contact{margin-top:8px;padding:12px;border:1px solid var(--zf09c3-border);border-radius:var(--radius-md);background:var(--zf09c3-surface)}
.privacy-contact-line{margin:8px 0;font-size:15px}
.privacy-link{color:var(--zf09c3-secondary);text-decoration:underline}
.privacy-link:hover{color:var(--zf09c3-accent)}
.privacy-footer{margin-top:20px;padding:14px 0;color:var(--zf09c3-slate);font-size:13px}
.privacy-footer-text{margin:0;text-align:center}
/* Design-system based styles (no external libraries) */
.policy-page{background:var(--zf09c3-bg);color:var(--zf09c3-text);font-family:var(--zf09c3-font);line-height:1.5;}
.policy-container{max-width:920px;margin:0 auto;padding:24px;}
.policy-header{margin-bottom:18px;padding:18px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--radius-lg);}
.policy-title{margin:0 0 8px 0;font-size:34px;letter-spacing:0.2px;color:var(--zf09c3-ink);}
.policy-subtitle{margin:0;font-size:16px;color:var(--zf09c3-slate);}
.policy-content{margin:18px 0;padding:18px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-bg);border-radius:var(--radius-md);}
.policy-notice{background:var(--zf09c3-surface);}
.policy-legal{background:var(--zf09c3-bg);}
.policy-heading{margin:0 0 10px 0;font-size:18px;color:var(--zf09c3-ink);}
.policy-list{margin:0;padding:0 0 0 18px;}
.policy-list-item{margin:6px 0;color:var(--zf09c3-text);}
.policy-paragraph{margin:10px 0;color:var(--zf09c3-text);}
.policy-citation{font-size:14px;color:var(--zf09c3-slate);margin-top:12px;}
.policy-footer{margin-top:22px;padding:18px;border:1px solid var(--zf09c3-border);background:var(--zf09c3-surface);border-radius:var(--radius-lg);}
.policy-footer-top{margin-bottom:12px;}
.policy-footer-title{margin:0 0 10px 0;font-size:16px;color:var(--zf09c3-ink);font-weight:700;}
.policy-footer-line{margin:8px 0;color:var(--zf09c3-text);font-size:14px;}
.policy-footer-label{color:var(--zf09c3-slate);font-weight:700;}
.policy-link{color:var(--zf09c3-secondary);text-decoration:underline;}
.policy-link:hover{color:var(--zf09c3-accent);}
.policy-footer-bottom{border-top:1px solid var(--zf09c3-border);padding-top:12px;}
.policy-copyright{margin:0;color:var(--zf09c3-slate);font-size:13px;}
.policy-year{font-weight:700;}
@media (max-width:600px){.policy-container{padding:16px;}.policy-title{font-size:28px;}}